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Hello and welcome to my personal finance blog! My name is Chris and I am happily married to my high school sweetheart. We have 3 little girls, who I absolutely adore (most of the time).

In April 2016 my wife and I woke up to find that we were over $170,000 in debt! Which consisted of student loans, a personal loan, an interest free credit card and an auto loan.

We didn’t like the $1,000 per month minimum payments and decided to do something about it. And we got sick thinking of the amount of time we would remain in debt just making those minimum payments.

I started this blog to document our journey to a debt free existence. I will use this as an accountability tool to stay super motivated, while discussing the strategies we are using to trim expenses and make extra income. With any luck, the readers and I will have a mutually beneficial relationship learning from each other, while we go about finding our frugal.